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insurance designed for mountain   trainiNg qualification holders

By its very nature, your work can be unpredictable. That's why you should have an insurance policy that covers your specific risks and exposures.

  • Appointed insurance brokers to the Association of Mountaineering Instructors (AMI) and British Association of International Mountain Leaders (BAIML).
  • This scheme has been designed to provide bespoke insurance to individuals with Mountain Training qualifications to cover their range of associated activities.
  • The scheme provides Combined Liability Insurance and Personal Accident benefits for those resident in the UK (including the Channel Isles and the Isle of Man) or Eire.
  • There are various cover options available to you, ensuring we meet the needs of an individual instructor using a trading name and those that have set up Limited Companies.  
  • There are four cover options (Categories) available to meet the needs of members, including when using a trading name or trading as a Limited Company. The premium is based on your turnover and the work being carried out only.

CATEGORY 1
CATEGORY 2
CATEGORY 3
CATEGORY 4

Qualifications held

  • Lowland Leader
  • Hill and Moorland Leader
  • Climbing Wall Instructor
  • Climbing Wall Development Instructor

Cover benefits

  • Public and products liability - £5,000,000.
  • Professional indemnity - £5,000,000.
  • Geographical limit - United Kingdom and Ireland.
  • Optional Employers liability - £10,000,000.
  • Optional Personal accident insurance. (Covering, for example; physiotherapy, broken bones, chiropractic treatment).
  • Optional cover for the delivery of first aid courses.
  • Optional cover for Route Setting. (For holders of CWI, CWDI, RCI, RCDI, MCI and WMCI only)
  • Optional cover for Caving and Mining exploration. (Available to instructors who hold British Caving Association awards).

Qualifications held 

  • Rock Climbing Instructor
  • Mountain Leader (Summer)

Cover benefits

  • Public and products liability - £5,000,000.
  • Professional indemnity - £5,000,000.
  • Geographical limit - United Kingdom and Ireland.
  • Optional employers liability - £10,000,000.
  • Optional personal accident insurance (Covering, for example; physiotherapy, broken bones, chiropractic treatment).
  • Optional cover for the delivery of first aid courses.
  • Optional cover for Coasteering, Gorge Walking and Ghyll Scrambling.
    (Provided these activities only make up to 20% of your turnover.)
  • Optional cover for mountain or fell running.
  • Optional cover for Route Setting (For holders of CWI, CWDI, RCI, RCDI, MCI and WMCI only).
  • Optional cover for Caving and Mining exploration. (Available to instructors who hold British Caving Association awards).

Qualifications held

 

  • International Mountain Leader
  • Mountain Leader (Winter)
  • Rock Climbing Development Instructor
  • Irish Multi pitch award

Cover benefits

  • Public and products liability - £5,000,000.
  • Professional indemnity - £5,000,000.
  • Cover for technical advice such as expert witness and acting as an AALA Inspector.
  • Geographical limit - Worldwide (exc. USA and Canada) in respect of IML and UK and Eire in respect of the other qualifications.
  • Optional employers liability - £10,000,000.
  • Optional personal accident insurance (Covering, for example; physiotherapy, broken bones, chiropractic treatment).
  • Optional cover for the delivery of first aid courses.
  • Optional cover for Coasteering, Gorge Walking and Ghyll Scrambling.
    (Provided these activities only make up to 20% of your turnover.)
  • Optional cover for mountain or fell running.
  • Optional cover for Route Setting (For holders of CWI, CWDI, RCI, RCDI, MCI and WMCI only).
  • Optional cover for Caving and Mining exploration. (Available to instructors who hold British Caving Association awards).

Qualifications held

  • Mountaineering Climbing Instructor
  • Winter Mountaineering Climbing Instructor

Cover benefits

  • Public and products liability - £5,000,000.
  • Professional indemnity - £5,000,000.
  • Cover for technical advice such as expert witness and acting as an AALA Inspector.
  • Geographical limit - Worldwide (exc. USA and Canada).
  • Cover for mountain or fell running.
  • Cover for Coasteering, Gorge Walking and Ghyll Scrambling (Provided these activities only make up to 20% of your turnover.)
  • Optional employers liability - £10,000,000.
  • Optional personal accident insurance (Covering, for example; physiotherapy, broken bones, chiropractic treatment).
  • Optional cover for the delivery of first aid courses.
  • Optional cover for Route Setting (For holders of CWI, CWDI, RCI, RCDI, MCI and WMCI only).
  • Optional cover for Trainee Winter Mountaineering and Climbing Instructor.
  • Optional cover for Caving and Mining exploration. (Available to instructors who hold British Caving Association awards).

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