football team personal accident - scotland

This insurance can pay out a set amount if someone is injured in an accident and the payout can be a lump sum, or a weekly amount (depending on the level of cover you choose).

It ensures all participants have protection in the event of an injury and because this is a non negligence cover, it can help reduce litigation in the game, because unlike a liability policy you do not have to find someone to be at fault for an injury to receive compensation.

• Whilst at any ground or premises worldwide (please see exclusions). 
• Where there is an agreed fixture or training.
• Includes travelling directly to and from such activities.
• In addition the policy cover has been extended to include club social events (please see exclusions).
• The life cover is included and operative whilst training and playing football matches only.

We have policies designed for both adult and youth teams. The policy automatically includes:

• Players. 
• Trainers.
• Committee members.
• Club officials.
• Managers.

The maximum age limit for players is 55 and club officials 75 years of age. If you have any players and officials above this age, the policy will provide a reduced level of cover. 

Life Cover will commence at attainment of 6 years of age and will cease at attainment of 50 years of age.

• lnfluence of alcohol, solvents, drugs or medication unless prescribed.
• Being a professional footballer.
• Illness or sickness.
• Any claim attributable either to arthritic or other degenerative conditions in joints, bones, muscles, tendons or ligaments.
• Repetitive stress (strain) injury or syndrome.
• Claims as a direct result of being a member of the armed forces.
• Engaging in a criminal act, riot or civil commotion.
• Club social events that include fireworks, bonfires, driving events, bouncy castles, water sports or any activity above 3 metres off the ground.
• Travel to a specific area against advice issued by the Foreign and Commonwealth Office.

Please see the policy wording for full details of exclusions.

You have two options available if you wish to purchase the policies:

1) Apply online (no administration fee). Instant receipt of documentation and instalment option available.

If you choose to apply online you can:

• Obtain instant quotations and purchase cover for the new season
• Pay by debit or credit card or
• Take advantage of our monthly instalment facility enabling you to spread the costs over 5 monthly instalments. (For premiums of £74 or more and subject to criteria and acceptance)
• Download your policy documentation instantly and automatically receive by email.

2) Apply by post (£5 administration fee)

If you choose to apply by post you can either:

• Download our brochure and return the application form with a cheque.

Or:

• Apply online and select “pay by cheque” on the payment screen. This method will enable to you print out a pre completed application and will also result in a faster processing of your policy documentation when your postal application and payment is received by Bluefin Sport.
  
  

If you are currently insured with us you will receive direct renewal notification from Bluefin Sport either by email (if you provided us with an email address), or alternatively by post. Our renewal notification will explain how you can renew or amend your covers.