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Team personal accident - Northern Ireland

There's no substitute for our personal accident insurance...

Call us today:
0345 872 5060

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If you become injured whilst participating in a club/team activity you can incur significant financial losses as a result. Personal accident insurance can help offset some of these unexpected expenses.

Protect your players, committee members, managers, trainers and assistant referees/officials in the event of a personal injury.

Why have personal accident insurance?

This insurance can pay out a set amount if someone is injured in an accident and the payout can be a lump sum or a weekly amount (depending on the level of cover you choose).

It ensures all participants have protection in the event of an injury and because this is a non negligence cover it can help reduce litigation in the game, because unlike a liability policy you do not have to find someone to be at fault for an injury to receive compensation.

When does cover apply?

  • Whilst at any ground or premises worldwide (please see exclusions)
  • Where there is an agreed fixture or training
  • Includes travelling directly to and from such activities. 
  • In addition the policy cover has been extended to include club social events (please see exclusions).
  • The life cover is included and operative whilst training and playing football matches only.

Who is covered?

We have policies designed for both adult and youth teams.  The policy automatically includes:

  • players
  • trainers
  • committee members
  • club officials
  • managers.

The maximum age limit for players is 55 and club officials 75 years of age. If you have any players and officials above this age the policy will provide a reduced level of cover. You can view these limits here.

Life Cover will commence at attainment of 6 years of age and will cease at attainment of 50 years of age.

What are the significant policy exclusions?

  • lnfluence of alcohol, solvents, drugs or medication unless prescribed.
  • Being a professional footballer.
  • Illness or sickness
  • Any claim attributable either to arthritic or other degenerative conditions in joints, bones, muscles, tendons or ligaments.
  • Repetitive stress (strain) injury or syndrome.
  • Claims as a direct result of being a member of the armed forces.
  • Engaging in a criminal act, riot or civil commotion.
  • Club social events that include fireworks, bonfires, driving events, bouncy castles, water sports or any activity above 3 metres off the ground.
  • Travel to a specific area against advice issued by the Foreign and Commonwealth Office.

Please see the policy wording for full details of exclusions.  A copy can be downloaded here.

I'm ready for 'Click Off'. How can I purchase the cover?

You have two options available if you wish to purchase the policies:

1) Apply online (no administration fee). Instant receipt of documentation & instalment option available.

If you choose to apply online you can:

  • Obtain instant quotations and purchase cover for the new season
  • Pay by debit or credit card or
  • Take advantage of our monthly instalment facility enabling you to spread the costs over 5 monthly instalments. (For premiums of £74 or more and subject to criteria and acceptance)
  • Download your policy documentation instantly and automatically receive by email.
2) Apply by post (£5 administration fee):

If you choose to apply by post you can either:

Or:

  • Apply online and select “pay by cheque” on the payment screen. This method will enable to you print out a pre completed application and will also result in a faster processing of your policy documentation when your postal application and payment is received by Bluefin Sport.

I already have a policy with you. How do I renew it?

If you are currently insured with us you will receive direct renewal notification from Bluefin Sport either by email (if you provided us with an email address) or alternatively by post.

Our renewal notification will explain how you can renew or amend your covers.

What cover is available?

Cover is available for both adult and youth teams with a choice of product levels and benefits. 

Premiums indicated are inclusive of Insurance Premium Tax at the applicable rate. Adult 11 a side team cover starts from £60 per team (a 50% discount is available for adult small sided teams). Youth team covers start from £18 per U12's & below and £25 per U13's & above. Final premiums are dependent upon the level of cover you select and any additional options you may choose.

Adult team - STANDARD

  • Life cover
  • Accidental death
  • Permanent Total Disablement
  • Loss of limbs, hearing, speech, internal organ
  • Tetraplegia/quadriplegia
  • Triplegia/paraplegia
  • Miscarriage
  • Emergency dental expenses
  • Hospitalisation
  • Coma benefit
  • Emergency medical expenses
  • Extra travelling expenses
  • Home/car adapatation
  • Rehabilitation and retraining
PREMIUMS PER TEAM FROM:
£60.00

Adult team - PREMIER

Includes all the benefits provided by the Adult team - STANDARD policy plus:

  • Broken bones
  • Primary dislocation
  • Snapped/ruptures achilles tendon, Cruciate ligament
  • Long term concussion
  • Monthly benefit (TTD) - choose up to £600 pm
  • Home help
  • Student not in gainful employment benefit
  • Student tutorial benefit
  • Childcare expenses
  • Chaufeur expenses
  • Exam re-sit
  • Legal advice and counselling helplines
  • Facial and bodily scarring
  • Medical certification expenses
  • Additional options to include physiotherapy, dental accident and increase life and broken bones sums insured.
PREMIUMS PER TEAM FROM:
£90.00

Youth team - PREMIER

  • Life cover
  • Accidental death
  • Permanent Total Disablement
  • Loss of limbs, hearing, speech, internal organ
  • Broken bones
  • Primary disclocation
  • Snapped/ruptures achilles tendon, cruciate ligament
  • Montly/weekly (TTD) benefits for club/team officials
  • Home help
  • Coma benefit
  • Student not in gainful employment
  • Emergency medical expenses
  • Emergency dental expenses
  • Hospitalisation
  • Extra travelling expenses
  • Home/car adapatation
  • Rehabilitation and retraining
  • Legal advice and counselling
  • Facial and bodily scarring
  • Medical ceriticate expenses
  • A range of additional options such as physiotherapy and increased life cover.

Our youth team PREMIER 'Gold' and 'Platinum' covers can also include

  • Tetraplegia/Quadriplegia
  • Triplegia/Paraplegia
  • Miscarriage
  • Long term concussion
  • Increased sums insured for broken bones, medical and dental expenses.
PREMIUMS PER TEAM FROM:
£18.00

Downloads

Personal accident summary of cover PDF document - 211.4 KB - 07/10/2018
Personal accident specimen policy wording PDF document - 492.1 KB - 07/10/2018

Call us today:

0345 872 5060

Monday to Friday. 9am to 5pm

What would you like to do?

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