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snowsport England insurance zone

Introduction

Bluefin Sport are the appointed insurance broker to Snowsport England. This Insurance Zone sets out details of the insurance provided as part of your membership, how to report an incident and some frequently asked questions. Whether you are a Club, Instructor, Coach, Leader, Competitor or Individual Member, you are covered by the insurances provided as part of your affiliation to Snowsport England.


Who is covered?

This cover applies only to activities authorised or recognised by Snowsport England. A full list of Snowsport Disciplines recognised by Snowsport England can be found within the FAQ’s.

The policy covers:

  • Snowsport England.
  • English Schools Ski Association.
  • National Schools Snowsports Association.
  • Affiliated Clubs.
  • Affiliated Individual Members.
  • Overseas members (non-residents of the United Kingdom) for their participation in organise events recognised by Snowsport England Ltd.
  • Affiliated Instructors.
  • Affiliated Coaches.
  • Affiliated Leaders.

What insurance do you get as part of your membership?

As part of your membership with Snowsport England you automatically receive the benefit of the Combined Liability insurance. To understand what this covers and to see the main terms and conditions that apply please make sure you refer to the policy summary and policy wording which can be found in the downloads section below.

The annual policies run from 01st November 2020 – 31st October 2021 (both days inclusive)

The policies' limits are as follows:

  1. Public & Products Liability – £10,000,000 any one occurrence but in the aggregate in respect of Products Liability.
  2. Professional Indemnity - £5,000,000 any one claim and in the aggregate.
  3. Directors & Officers* – £5,000,000 any one occurrence and in the aggregate.
  4. Employers Liability* – £10,000,000 each and every claim.
  5. Abuse cover* - £2,000,000 any one claim and in the aggregate.

*The Directors & Officers, Employers Liability and Abuse covers are only applicable to Snowsport England, Affiliated Club, English Schools Ski Association and National Schools Snowsports Association.

Please note: Affiliate clubs equipment cover is included up to a sum insured of £5000 and is insured for loss, damage or theft.

Please Note: Cover is operative for all affiliated Snowsport England constituents on the basis you hold a live and valid membership with Snowsport England and that all master insurance programmes have been renewed by Snowsport England.
Public/products liability
Professional indemnity
Employers liability
Directors and officers

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Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.

Products liability insurance provides protection against legal liability to pay compensation including legal costs for death or bodily injury, or damage to third party property arising from products supplied.

Cover to protect a Snowsport England affiliated club, instructor, coach or leader for claims made against them which allege that a third party has suffered an injury or financial loss caused by negligent acts, errors or omissions during coaching activities. 


This cover is provided to Snowsport England, English Schools Ski Association, National Schools Snowsports Association and all affiliated Clubs. 

This insurance provides protection against legal liability in respect of claims made for injuries to any volunteer or employee of the club or organisation noted above.


This cover is provided to Snowsport England, English Schools Ski Association, National Schools Snowsports Association and all affiliated Clubs. 

Protection for committee members and club officers against claims arising from their decision or actions whilst managing the clubs/organisations.


Reporting an incident

It is important that all incidents that may give rise to a claim, however minor, are reported to Bluefin Sport as soon as possible after the event.


Tel: 0345 872 5060

Email:
sport@bluefinsport.co.uk


FAQs for Clubs

FAQs for Individuals

FAQs Instructors and Coaches