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HOCKEY WALES MEMBER INSURANCE

Introduction

BluefinSport are the appointed insurance broker to Hockey Wales. This webpage sets out details of the insurance provided as part of your membership, how to report an incident and some frequently asked questions.

Hockey Wales insurance cover

As part of your membership to Hockey Wales you automatically receive the benefit of the association’s Public Liability and Group Personal Accident insurance.

To understand what these covers are and to see the main terms and conditions that apply please make sure you refer to the policy summary and policy wording.

Find relevant documentation below:

When does cover operate?

Both the Liability and Personal Accident insurance apply when a member of Hockey Wales is participating in sanctioned club activities.

Hockey Wales annual policies run from 1 December to 30 November.

How do I make a claim? 

It is important that all incidents that may give rise to a claim, however minor, are reported to Bluefin Sport (Hockey Wales insurance broker) as soon as possible after the event.

Please email all incidents to sport@bluefinsport.co.uk or telephone 0345 872 5060 to report this directly.
(Office hours are Mon to Fri 9am to 5pm).

Liability insurance
Personal Accident insurance

In simple terms, the Liability insurance policies will cover

  • Public liability
    Cover for clubs and/or members if they are found to be legally responsible for causing bodily injury to third party (such as a member of the public or another member) or for damage to a third party’s property.
  • Professional indemnity
    Cover provides protection in respect of claims made by an injured party which are a direct result of the advice given by qualified coaches.
  • Employers liability
    Provides cover in respect of claims made against the Hockey Wales affiliated club for injuries caused to an employee of the club arising out of and in the course of their such employment (including volunteers)

The policy limits are as follows:

  • Public liability – cover for your legal liability of up to £10,000,000
  • Professional indemnity – cover for the club’s or coaches legal liability of up to £10,000,000
  • Employers liability – cover for your legal liability £10,000,000

Cover is provided for accident injury caused whilst the insured person is training, playing or officiating for the insured, including travelling directly to or directly back from events organised by the insured.

There are two categories of insured persons:

  1. Category A - Any coaches, players or officials of the insured over 17 years of age.
  2. Category B - Youth players of the insured under 17 years of age.
Category A - personal accident benefits

Accident bodily injury resulting in:

  • Death £20,000
  • Loss of sight in one or both eyes £20,000
  • Loss of hearing in one ear £5,000
  • Loss of hearing in both ears £20,000
  • Loss of one or more Limbs £20,000
  • Loss of speech £20,000
  • Permanent total disablement (PTD) £20,000
  • Temporary total disablement (TTD) £250 per week or 100% of weekly wage whichever is lesser
  • Temporary partial disablement 50% of TTD benefit  
  • TTD excess period 14 days
  • TTD benefit period 104 weeks
  • Broken bones arm (humerus, radius & ilna) or wrist (carpals) - £250
  • Leg (femur, tibia, fibula), ankle (tarsals) or kneecap (patella) - £500
  • Skull (excluding jaw and nose), collar bone (clavicle), shoulder blade (scapula) - £250
  • Up to a maximum of £1,000 for all fractures
  • Coma Benefit £50 per day for each day up to a maximum of 730 days
  • Dental & optical expenses Up to £1,000
  • Disappearance up to £10,000
  • Facial disfigurement up to £5,000
  • Funeral expenses up to £10,000
  • Hospitalisation £50 per day up to 365 days
  • Medical expenses up to £15,000
  • Physiotherapy up to £500
  • Rehabilitation expenses up to £15,000
  • Relocation expenses up to £25,000
Category B - personal accident benefits

Accidental bodily injury resulting in:

  • Death £20,000
  • Loss of sight in one or both eyes £20,000
  • Loss of hearing in one ear £5,000
  • Loss of hearing in both ears £20,000
  • Loss of one or more Limbs £20,000  
  • Loss of speech £20,000
  • Permanent total disablement(PTD) £20,000
  • Broken bones arm (humerus, radius & ulna) or wrist (carpals) - £250
  • Leg (femur, tibia, fibula), ankle (tarsals) or kneecap (patella) - £500
  • Skull (excluding jaw and nose), collar bone (clavicle), shoulder blade (scapula) - £250
  • Up to a maximum of £1,000 for all fractures
  • Coma benefit £50 per day for each day up to a maximum of 730 days
  • Dental & optical expenses Up to £1,000
  • Disappearance up to £10,000
  • Facial disfigurement up to £5,000
  • Funeral expenses up to £10,000
  • Hospitalisation £50 per day up to 365 days
  • Medical expenses up to £15,000
  • Physiotherapy up to £500
  • Rehabilitation expenses up to £15,000
  • Relocation expenses up to £25,000

About Bluefin Sport

Bluefin Sport is a specialist division of Marsh Ltd with dedicated teams across the UK offering insurance broking and risk management advice to the world of sport.

Our clients' activities extend across the world of sport from the largest professional organisations in the UK, including some of the best known names, right through to grassroots level.

If you have any queries about the insurance arranged for Hockey Wales or require additional insurance, please do not hesitate to contact us.