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Club Visitors & Members Insurance

Additional protection that brings added peace of mind.

By protecting members and visitors individually, it ensures the club's own insurance is not compromised due to lack of suitable cover by any one individual.

Golf clubs are exposed to legal action from their neighbours and visiting golfers as a result of the actions of people playing at their club.

It is of course impractical for a club to “police” whether or not a visiting golfer or member has suitable insurance protection. However, if a club arranges their own cover, this problem can be easily solved.

We are specialists in providing individual golf insurance cover in the UK and can provide access to a wide range of solutions. We offer:

  • Club or group members cover.
  • Visitors cover.

How could this benefit your club?

By protecting members and visitors individually, it ensures the club’s own insurance is not compromised due to a lack of suitable cover by any one individual. From our experience, clubs implement these policies for the following reasons:

  • Ensures golfers at your club will be adequately protected if an incident occurs.
  • Provides added value as a benefit of being a member of your club.
  • It can enhance your relationship with neighbours as suitable cover will be available if neighbouring properties, vehicles are hit by stray golf balls. (This will also reduce the likelihood of potentially expensive litigation).
  • It will not impact on your club commercial combined policy if claims are made.
What benefits can be provided for members?
What benefits can be provided for visitors?

Member benefits:

  • Worldwide personal liability insurance.
  • Non-negligence third party property damage.           
  • Hole-in-one benefit (members only) – at home club only.
  • Personal accident benefit.
  • Loss of tournament fees.
  • Loss of members' subscriptions following injury or illness.
  • Dental/optical treatment.
  • Hospitalisation.

Visitor benefits:

  • Worldwide personal liability insurance.
  • Non-negligence third party property damage.           
  • Personal accident benefit.

No administrative burden

  • No requirement to declare a list of all members details.
  • For visitors cover, the club declare the estimated number of visitors at inception (or renewal) of the policy only.
  • Policy schedule/wording and all documentation is sent to the golf club.
  • No additional premium is requested during the year for new members joining the club during the year.
  • A handy wallet sized card is distributed to all members detailing the cover and claims process.

Golf Course Insurance

Offering a wide range of cover and benefits to golf clubs of any size, our exclusive Classic Golf insurance policy is brought to you in partnership with Aviva, giving you the confidence that your club is in safe hands.