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british triathlon insurance zone 

FAQs for Core Coaches

Q
Am I covered to coach online?
A

If you are coaching online you are covered but you need to take the following actions.

At the start of every session make the participants aware that they are participating at their own risk, a suitable non-slip floor is required and no potential obstructions are in the vicinity, avoid activities if they have, or suspect that they have any current medical conditions, injuries, aches or pains. You must also advise them to avoid any blades, weapons or sharp instruments of any description, they must also avoid any physical contact with other participants and adhere to social distancing guidelines.

Ensure that sessions are conducted for the benefit of existing members/participants who have demonstrated sufficient suitability to participate,

Only instruct activities that you are qualified to do so.

It is recommended that each session is recorded and retained for up to 36 months as this will assist in defending any claim made against you.

Q
As a Core Coach member, can I coach outside of Europe?
A

No, if you require cover to coach worldwide, you must upgrade your membership to an Ultimate Coach affiliation.

Q
As an affiliated Core Coach, am I covered by the Public Liability and Professional Indemnity?
A

Yes, as a Core Coach member you are insured for your coaching activities within Great Britain and Europe. You must hold the necessary coaching qualification and a valid membership with a Triathlon Home Nation.

Q
I am a sole trader, am I still covered?
A

Yes, provided you are generating less than £5,000 of revenue from Triathlon coaching. If you generate more than £5,000 then you should arrange your own Insurances, please contact Bluefin Sport on 0345 872 5060 or email sport@bluefinsport.co.uk 

Q
I am instructing trainee coaches are they protected under my Core membership?
A

Trainee coaches must also be affiliated coach members of a Triathlon Home Nation to be covered under the master Insurance policy.   Cover is in force only when the trainee is under the direct supervision and insight of the Training coach.

Q
I have a limited company, am I still covered?
A

Yes you are insured, but this applies to Limited Companies generating less than £5,000 of revenue from Triathlon coaching. If your company generates more than £5,000 then you should arrange your own Public Liability & Professional Indemnity cover, please contact Bluefin Sport for a quotation.

0345 872 5060  or email sport@bluefinsport.co.uk 

Q
If I injure myself, do I receive Personal Accident cover?
A

You receive limited Personal Accident benefits as part of your affiliation. For full details of the benefits please review the Personal Accident Schedule within the download sections.

Q
What limit of indemnity is provided?
A

Public Liability – £15,000,000.

Professional Indemnity – £10,000,000.
Q
I am a UK National (including dual nationalities) but I reside overseas, does the Liability insurance policy still cover me?
A
Yes, as long as you are not out of the UK for more than 6 consecutive months. If you are, we recommend you purchase Liability cover in your country of residence.
Q
If I am not a UK National and I permanently reside overseas, can I obtain Insurance via BTF in order to compete in international competitions?
A
No, as you are a not a UK Resident the BTF cover does not provide insurance protection, we recommend you purchase Liability cover in your country of residence.
Q
Is there an excess payable by a member in the event of a claim?
A
Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.