British Ice skating insurance zone

British Ice Skating Coaches Insurance Cover

As part of your membership to British Ice Skating, you automatically receive the benefit of the association’s public liability, group personal accident insurance, and legal expenses policies.

To understand what these covers are and to see the main terms and conditions that apply please make sure you refer to the policy summary and policy wording.

Find relevant documentation below:

Further details of the insurance cover can also be found below.

When does cover operate?

The Liability insurance operates when you are taking part in any coaching activity recognised/authorised by British Ice Skating as advised to the insurers including but not limited to singles, pairs, dance and synchronised skating and long & short track skating disciplines, British Ice Skating approved off ice training and mentoring of assistant coaches.

Personal accident operates whilst participating in any authorised activity of the insured anywhere in the world including direct travel to and from any authorised activity of the insured within Britain.

The British Ice Skating annual policies run from 1 March 2021 (or such late date as licence is certified) to 28 February 2022 (or expiry date of licence).

PLEASE NOTE: Insurers have agreed to cover approved off-ice training such as strength and conditioning and pilates, on the basis the off-ice training aids, the standard training and does not represent over 20% of your total coaching time. 
It is condition that coaches are appropriately qualified for these additional activities, and can provide evidence of this upon request. We would suggest CIMSPA, or equivalent from the respective body who issues the certification. 
If you have any queries regarding this additional cover, please contact Bluefin Sport.

Liability insurance
Personal Accident insurance
Legal expenses

As an affiliated coach of British Ice Skating you receive combined liability insurance with AXA XL.

This policy will cover the cost of defending yourself against a claim if you are held responsible for loss, damage or injury to someone else or their property, including as a result of negligent coaching advice.

Liability cover includes:

  • Public liability – Accidental bodily injury to third parties and/or damage to third party property arising out of the insured activities
  • Professional indemnity – Cover for negligent acts, errors or omissions in respect of a professional opinion, including injury following tuition, advice, coaching or instruction, against claims made during the period of insurance
Cover is provided for up to £10 million for public liability and professional indemnity and operates worldwide if you are taking part in a recognised British Ice Skating activity.

For proof of your Insurance cover please click here.


British Ice Skating has arranged Personal Accident cover for you which includes the following benefits:

  • Accidental death and capital benefits - £10,000.
  • Permanent total disablement - £50,000.
  • Physiotherapy - Up to £500.
  • Broken bones - Up to £200.
  • Dental and optical expenses - Up to £500.
  • Hospitalisation - £50 per day up to 365 days.

For a full list of the benefits provided to you please view the Aviva schedule. Please note that the schedule must be read in conjunction with the policy wording.

British Ice Skating has arranged Legal Expenses cover for you which includes the following benefits:

  • Criminal Defence
  • Interview under caution
  • Safeguarding appeals
  • Regulatory compliance
  • Extra protection
  • Civil defence for allegations of abuse

For full details of the cover provided to you please view the schedule and wording. Please note that this should be read in conjunction with the policy summary.

How to make a claim

It is important that all incidents that may give rise to a claim, however minor, are reported to Bluefin Sport (British Ice Skating's insurance broker) as soon as possible after the event.

Please email all incidents to sport@bluefinsport.co.uk or telephone 0345 872 5060 to report this directly.
(Office hours are Mon to Fri 9am to 5pm).