british taekwondo insurance zone

Yes, an overview of the principal exclusions is as follows:

• Participant to Participant claims.
• £200 Excess.
• Loss or damage to property in your custody or control (other than damage to property comprising premises leased or rented by you).
• Fines, liquidated damages or penalties.
• Products manufactured.
• Contractual liability.
• Gradual pollution or contamination.
• Criminal Acts / Acts with an intention to cause harm.
• Incidents known to you but not reported to the Insurers.
• Incidents prior to your joining British Taekwondo,
• Incidents reported after expiry of your British Taekwondo membership.

Liability cover is provided for trips abroad that are pre-authorised by British Taekwondo.

The membership insurance does not include Travel Insurance.

Employers’ Liability protects the employer in the event of an injury to an employee, for which the employer is liable.

Employers’ Liability could apply to clubs who employ coaches or volunteers to work on their behalf.

Public Liability protects a club/member/volunteer if another member, or a member of the public, sues them for injury or damage caused.

This provides a “no fault” compensation for members who are injured whilst participating in authorised/organised activities.

Whilst participating in any authorised activity of British Taekwondo anywhere in the world including direct travel to and from any authorised activity of the Insured within Britain. If you are travelling to and from your club or a sanctioned event and are injured the Personal Accident cover is in place during ‘travel’ so if you are injured you may well be able to make a claim.

The Personal Accident policy benefits are payable on a no fault basis.

Click here to see the table of benefits.

Yes, Insurers advice which should be followed is :

Remote coaching/instruction (live or pre-recorded)

In respect of any coaching or instruction that is undertaken remotely, it is strongly recommended that the Insured should:

1. at the commencement of the session, advise participants:

a) that by participating they are doing so at their own risk;

b) a suitable, non-slip floor space is required and any potential obstructions in the vicinity are removed before they participate;

c) to avoid activities if they have, or suspect they may have any current health concerns, injuries, aches and pains;

d) avoid the use of blades, weapons or sharp instruments of any description;

e) avoid physical contact with other participants and where appropriate, adhere to social distancing guidelines;

2. ensure that sessions are conducted for the benefit of existing members/participants/contacts only who have demonstrated sufficient suitability to participate;

3. continue to only instruct activities in which you are qualified to do so;

4. record the session. Retaining the recording for a period of up to thirty-six (36) months may assist in any claim made against you;

In the event of an accident please contact British Taekwondo on 0161 697 5330 or membership.services@britishtaekwondo.org. In NO circumstances should you admit liability or agree to pay for any damage caused as this may prejudice the Insurers position and could result in the withdrawal of any indemnity.

You should report incidents that may potentially form part of policy cover regardless of whether you think you are liable. 

Circumstances include:

• A fatal accident / injury requiring referral to hospital, either immediately or at a later time / allegations of Libel and Slander / Allegations of professional negligence or faulty advice/ any investigation under child protection / Club disputes involving disciplinary action.

No admission, offer, promise, payment or indemnity shall be made or given by or on behalf of the Insured without the written consent of Insurers.

Please complete the accident report form which can be found here.

If your query relates to the insurance policy please contact our insurance broker, Bluefin Sport on either 0345 872 5060, or by email at sport@bluefinsport.co.uk

If you need to report an incident please contact British Taekwondo