The legal liability package provided by the NGIS in this County is called 'Countycover Plus'. This is an exclusive product that includes five elements of cover in one unique policy:
- Public liability - £10,000,000
- Employers liability - £10,000,000
- Officers and committee liability - £10,000,000
- Professional indemnity - £10,000,000
- Cyber liability - £25,000
- Player to Player - £10,000,000
IMPORTANT INFORMATION: Because this is a block arrangement made by your County FA it is important that you understand the cover provided to ensure it is adequate for your needs. We strongly recommend you take time to read the summary. (A copy of this document will also have been provided within your affiliation packs from the association.)
In respect of adult football the cover will only operate for any club, league or team that plays at Step 5 and below (men's) or Tier 3 and below (women's). Please contact Bluefin Sport if your club or any team plays in Step 4 and above (men's) or Tier 2 and above (women's).
Cover automatically includes both a club and leagues commercial activities but in respect of the operation of a licensed premises cover will only be provided if the turnover/revenue for this aspect is less than £30,000. For any licensed premises activities that exceed this threshold separate cover is required, so please contact Marsh Sport to discuss further
The cover will only operate for or a match official at Step 2 and below (men's) or Tier 3 and below (women's).
All covers are subject to terms and conditions. We have highlighted some important ones here (but for full details of all terms and conditions please view the policy summary and policy wording).
Public liability
- Abuse cover only available to clubs who ensure all persons who operate in some capacity for the club (e.g. managers, coaches and members etc) and have involvement with children have been DBS (previously known as CRB) checked and approved as per Football Association recommendations.
- Coronavirus disease (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARSCoV-2), or any mutation or variation thereof. This exclusion also applies to any claim, loss, cost or expense of whatever nature directly or indirectly arising out of, contributed to by or resulting from: a. any fear or threat (whether actual or perceived) of; or b. any action taken in controlling, preventing, suppressing or in any way relating to any outbreak of; coronavirus disease (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARSCoV-2), or any mutation or variation thereof.
- Car parks for which you are responsible for. It is a condition that you have a clearly displayed disclaimer of liability for any loss or damage to any motor vehicle. This disclaimer is to be situated in a prominent position in your car park.
- Designated changing facilities owned or operated by you. It is a condition that you have a disclaimer of liability for any loss or damage to visitors' effects within the designated changing facility. The notice must be prominently displayed in or adjacent to the designated changing facility. An attendant must be on duty therein throughout the whole of the time the designated changing facility is in use or it must be adequately locked if unattended.
Cyber liability
- You must;
- take reasonable steps to use, maintain and upgrade any program which protects against computer viruses or any unauthorised use of or access to the Insured's computer system, network, electronic link or website;
- make back-up copies of any data, file or program at reasonably frequent intervals;
- cancel any username, password or other security protection after the Insured became aware or had reasonable grounds to suspect that it had been made available to any unauthorised person;
- make reasonable steps to ensure that all personal data held by the Insured is encrypted.
Please view the policy summary and policy wording for details.