- Some sections of the policy may be subject to an excess. This is the amount you pay when you make a claim. This applies to each incident for each insured person.
- Pre-existing medical conditions unless agreed.
- Travelling against medical advice or with the intention of obtaining medical treatment abroad.
- The policy includes restrictions regarding the health of close relatives and friends upon whom your trip may depend, even if they are not being insured by this policy.
- Certain hazardous sports and activities may not be covered under this policy – see policy wording for further details.
- Personal possessions – “new for old” cover only if item less than 1 years old.
- You drinking too much alcohol, or any form of alcohol abuse, where it is reasonably foreseeable that such consumption could result in a serious impairment of your faculties and/or judgement.
- Circumstances you were aware of before your policy was issued or journey was booked (whichever is the later) that might result in a claim.
- Medical treatment which can wait until you return home.
- Private medical treatment unless agreed by us.
- Any claim for personal possessions where you have not taken steps to prevent loss.
- Claims arising from any epidemic or pandemic as declared by the World Health Organisation.
- If the insured is not fully vaccinated when eligible for a vaccine, any claims arising from or related to any coronavirus including but not limited to COVID-19 or any related/mutated from of the virus.
About our motorsport travel insurance
slected option
- What is insured?
- Optional extensions
- What is not insured?
- Referral and quotations outside the criteria
- Pre-existing medical conditions
- Emergency Medical and Repatriation Expenses incl 24/7 Assistance – up to £10 million
- Cancellation – up to £5,000
- Curtailment and Loss of Holiday – up to £5,000
- Personal Accident – up to £25,000*
- Personal Possessions – up to £2,000
- Personal Money – up to £500
- Passport and Other Documents – up to £500
- Baggage Delay – up to £400
- Missed Departure – up to £1,000
- Travel Delay – up to £400
- Personal Liability – up to £2 million*
- Legal Costs and Expenses – up to £25,000
- Financial Failure – up to £5,000
- Hijack - up to £1,000
- COVID-19 cover - up to limits shown under the Cancellation, Curtailment and Loss of Holiday and Emergency Medical Expenses sections above
Covid 19 cover included as standard
- Cancellation if the insured, member of the household, travelling companion or friend they are staying with are diagnosed with Covid-19 within 14 days prior to departure date.
- Curtailment due to death of a close relative.
- Medical Expenses including additional accommodation costs (room only) and repatriation back to the UK.
- Sports Activities Extension (Category 2 or 3 for select motorsport activities)
- Sports Equipment Extension
- Gadget
- Winter Sports
- Golf
- Pet Care
- Wedding and Civil Partnership
- Rental Vehicle Excess Waiver
- Business Travel
- Cruise
- Enhanced COVID-19 cover
If you are involved in activities that fall within the referral criteria you should email travel@jacksonleeunderwriting.co.uk with the following information:
- Full name.
- Activities you require cover for.
- Experience you have in relation to the activities you require cover for.
- Type of policy you require (annual/single trip).
- Do you have any pre-existing medical conditions? (If yes – please provide further detail).
You may also need to refer to us if :
- You exceed the upper age limit of 65.
If you require Travel Insurance and you or any person covered under the same policy has a Pre-existing medical condition, it is possible you may fall into one of the following categories:
- You have been refused travel insurance because of a medical condition.
- An existing policy has been cancelled or amended because of a medical condition.
- You have been offered insurance, but your medical condition has been excluded.
- You have been offered insurance with a high additional premium because of your medical condition.
- Please contact Jackson Lee Underwriting in the first instance to discuss your requirements. If in any event we are unable to assist you may wish to consider specialist Travel Insurance firms that may be able to assist you.
Please follow the link to the Money Advice Service Travel Insurance Directory. Travel Insurance Directory Link. About this directory: They can't provide quotes - but they can direct you to specialist firms that can. All firms are authorised and regulated by the Financial Conduct Authority (FCA) and have been through a rigorous selection process to prove their specialism.The link provided is an external link to a publicly available directory that only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions.